How Do You Find a Good Contractor? When it comes to finding a good contractor for a renovation or remodel, it can feel overwhelming. However, we can help! Because we have helped many clients with their home renovation financing, we have learned some valuable tips that we would like to share! Patience and Planning First, […]
Remodeling Mistakes to Avoid
/in Home Improvement, Home Loans /by Joel RichardsonTimeless Remodeling Tips Every year brings new design trends for home remodeling. Nevertheless, here is some timeless advice about remodeling mistakes to avoid. As a homeowner, you want to make savvy design choices but a smart investment as well. Here are some remodeling mistakes that you can avoid before starting your renovation project: Choosing Design without Considering […]
An Interest Rate That Saves Thousands over 7 Years?
/0 Comments/in Mortgage Tips /by Joel RichardsonIs An Adjustable Rate Mortgage a Good Idea? What is an adjustable rate? Is it a good idea? How is it that some people leave money on the table with a low interest rate? A lot of people think that when they purchase a home that they will be in it forever. The common mortgages, […]
New Job? You May Qualify for a Home Loan
/0 Comments/in Austin Life /by Joel RichardsonQualifying For Home with a New Job Congratulations on the New Job in Austin Austin is a booming town if you haven’t heard. Many potential homebuyers think that with a new placement, they can’t buy a home right away, despite the assumption that when one moves to a new town to start a new job […]
Brexit: A Boost to US Commercial Real Estate?
/0 Comments/in Austin Mortgage Updates /by Joel RichardsonBrexit Impact on Commercial Real Estate How does Brexit impact the United States? Everyone is focused on how the UK’s exit from the European Union. In particular, how will affect the stock market or interest rates or the economy? But how will Brexit affect you as an agent and real estate? According to Suzanne Mulvee, […]
Property Taxes: How Can I Lower Tax Rate?
/0 Comments/in Mortgage Tips /by Joel RichardsonTips for Property Taxes Property taxes are an integral part of real estate. In Texas, the counties just mailed the tax assessments. Most of our hearts skipped a beat as we reviewed the valuation. Face it: our property values are going up in Austin and most of the state and with that, so is your […]
How Do You Find a Good Contractor?
/1 Comment/in Home Improvement /by Joel RichardsonHow Do You Find a Good Contractor? When it comes to finding a good contractor for a renovation or remodel, it can feel overwhelming. However, we can help! Because we have helped many clients with their home renovation financing, we have learned some valuable tips that we would like to share! Patience and Planning First, […]
Five Star Mortgage Professional
/0 Comments/in Austin Mortgage Updates /by Joel RichardsonFive Star Mortgage Professional Grateful to be a Five Star Mortgage Professional! Five Star Mortgage Professional has recognized our team for a fourth consecutive year. Thank you to my clients and realtor, escrow and title partners! This is validation of my mission to provide quality mortgage service to clients. Teamwork makes the dream work! Additionally, […]
Top 1% Mortgage Originators List
/0 Comments/in Austin Mortgage Updates /by Joel RichardsonTop 1% Mortgage Originator Recognition Mortgage Executive Magazine recently announced their 2018 list of The Nations Top 1% Mortgage Originators list and I made the list for the 3rd consecutive year! I feel honored to be a 2018 Top Mortgage Originator. Analysts compose a list and evaluates thousands of mortgage originators across the United States. […]
“Top Mortgage Professional” in Austin Monthly
/0 Comments/in Austin Mortgage Updates /by Joel RichardsonVoted Top Austin Monthly’s Top Mortgage Professional I am a “Top Mortgage Professional” in Austin Monthly’s Peer-to-Peer Survey! Obviously, my team and I appreciate the nomination and the votes of confidence. In a very demanding profession, it’s a pleasure to be able to do what I love to do every day: help make it easy for […]
FHA Loan Limit Increases Some Texas Areas
/0 Comments/in Home Loans, Homeowner Tips /by Joel RichardsonSome Texas Counties Benefit from FHA Loan Limit Increases HUD just announced FHA loan limit increases in our area of Texas. FHA home loan programs typically help first-time homebuyers, seniors, or others with limits on what they can afford. FHA home loans offer: A low 3.5% down payment Flexible income and credit requirements Low closing […]