Is it a good time to buy a house in Austin right now? To answer this question, consider market trends, seasonal considerations, economic factors, and personal goals. Market Trends Home prices according to the latest year-over-year market data from the Austin Board of Realtors for Austin, Round Rock, and San Marcos, the median home value […]
More Homes Doesn’t Make Your Decision Easier: How Austin Homebuyers Choose with Confidence
/in Home Loans, Mortgage Tips, Uncategorized /by Anitra RichardsonThe latest Austin housing market news shows that buyers finally have more options. But instead of making things easier, many people feel even more overwhelmed. With more homes to choose from, it can be tough to decide. The fast-paced market adds to the stress, leaving buyers worried about making the wrong choice or feeling regret later. To […]
Do You Need to Sell Your House Before Buying a New One?
/in Mortgage Tips /by Joel RichardsonFeeling stuck between selling and buying? There’s a better way to move without the stress. If you’re planning to move up in Austin, you may wonder if you need to sell before buying. The short answer is no, you don’t always have to. Many homeowners believe they need to sell first. They worry about qualifying […]
Austin Housing Market Update September 2025: Are We Near the Bottom?
/in Austin Life, Austin Mortgage Updates /by Joel RichardsonAustin Housing Market: Are We Near the Bottom? And Is NOW a Good Time to Buy? If you’ve been debating whether Austin home prices are still falling, or whether it’s “too late” to get a good deal, you are not alone. My Austin housing market update for September 2025 is for you. Here’s what recent […]
Austin Homebuyer Mortgage Mistakes to Avoid When Rate Shopping
/in Mortgage Tips /by Joel RichardsonAustin Homebuyer Mortgage Mistakes to Avoid Shopping for a mortgage in Austin? You’re not alone—and you’re not the only one tempted to chase the lowest rate. However, here’s the truth: what appears to be a deal on the surface can come with unexpected strings attached. Learn more about typical homebuyer mortgage mistakes and what to […]
Navigating a Hot Housing Market
/0 Comments/in Austin Life /by Joel RichardsonHow to Navigate a Hot Housing Market According to a recent article about the 2025 hottest housing markets on Realtor.com, Austin ranks among the top 20 for hottest and fastest-selling housing markets. It’s no wonder how often I hear friends, colleagues, and strangers lament how hard it is to find a home. My Personal Tips Though […]
When Should You Refinance a Mortgage?
/in Home Improvement, Home Loans, Homeowner Tips, Mortgage Tips /by Joel RichardsonAt what point is it worth it to refinance? When mortgage rates decline, you may wonder if you should consider refinancing your mortgage. There are a few things to evaluate to help you decide if to refinance your mortgage. What does refinance your mortgage mean? Refinancing your mortgage means replacing your existing mortgage with a […]
What is the difference between a cosigner and a co-borrower?
/in Mortgage Tips /by Joel RichardsonWhat is the difference between a cosigner and a co-borrower? Many clients and agents ask about the difference between a cosigner and a co-borrower, especially first-time buyers! And the difference is relatively slight. The differences are in red below. Cosigners Cosigners (or guarantors) agrees to be responsible for the borrowers debt if the borrower is […]
Best time to buy a house in Austin
/in Uncategorized /by Anitra RichardsonIs Spring a Good Time to Buy in Austin? When is the best time to buy a house in Austin? As it is nationwide, homebuying in Austin is seasonal. The peak season for buying a home is spring and summer. Spring is typically the season with the highest inventory of houses for sale. Not surprisingly, […]
How Is the Austin Economy?
/in Austin Mortgage Updates /by Joel RichardsonWhether you live in Austin or are considering moving here, you probably have questions about recent Austin economy and data and trends. To kick off 2025, here are some of the most frequently asked questions about Austin’s economy and the answers. What is the current unemployment rate in Austin? As of November 2024, Austin’s unemployment […]
Is It a Good Time to Buy a Home in Austin?
/in Austin Mortgage Updates /by Joel RichardsonIs it a good time to buy a house in Austin right now? To answer this question, consider market trends, seasonal considerations, economic factors, and personal goals. Market Trends Home prices according to the latest year-over-year market data from the Austin Board of Realtors for Austin, Round Rock, and San Marcos, the median home value […]