Self-Employed Home Borrower

Is it hard to get approved for a mortgage if you are self-employed? If you’re a self-employed borrower, securing a mortgage might be daunting. But rest assured, the answer to whether it is possible is a resounding yes! As an Austin mortgage lender, I’ve guided numerous self-employed clients through the intricate world of home loans, helping […]

How Do People Pay for Their Renovations?

Home Improvement: How Do People Pay for Their Renovations? As homebuyer or homeowner, you will need to evaluate a number of factors to determine the best way to pay for a home improvement project. The factors include your financial situation, the cost of the project, your credit score, the interest rates available to you, and […]

How Long Does It Take to Buy a House?

Many Factors Impact How Long It Takes to Buy a House How long does it take to buy a house? Embarking on the journey to buy a house is an exciting milestone, but it’s essential to understand the timeline involved. While the duration can vary depending on numerous factors, including individual circumstances and market conditions, […]

When Is The Best Time to Buy A House?

It’s the Most Wonderful Time of the Year… To Buy A House When is the best time to buy a house? With its festive ambiance and chilly weather, December is an unlikely time to consider purchasing a home. However, astute homebuyers recognize the hidden advantages that make December a prime month for real estate transactions. […]

Home Equity: When Is A Home Equity Loan A Good Idea?

Can You Pull Home Equity Out of Your Home Without Refinancing? Many of our valued customers inquire about unlocking the equity in their properties without wanting to refinance their already favorable sub-4% mortgage. We offer tailored solutions to address this dilemma, such as a 2nd lien Home Equity Line of Credit (HELOC) or a fixed-rate […]

Homebuying Process: Top Five Mistakes to Avoid

Homebuying Process: A Complex Challenge The homebuying process for your first home is a significant milestone but can be complex and challenging. Here are the top five mistakes that homebuyers, especially first-time buyers, often make that you can avoid. Not Establishing a Budget One of the most common mistakes is not setting a clear budget […]

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