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Joel Richardson, PrimeLending Branch Manager
NMLS: 136881
7000 N. Mopac Expressway, Suite 400A
Austin, TX 78731-3055
Tel: (512) 637-0932
Fax: 877-762-7359
Joel Richardson, PrimeLending Branch Manager
NMLS: 136881
7000 N. Mopac Expressway, Suite 400A
Austin, TX 78731-3055
Tel: (512) 637-0932
Fax: 877-762-7359
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What Home Loan Can I Afford?
/in Home Loans, Mortgage Tips /by Anitra RichardsonWhat home loan can I afford? When considering buying a home, what home loan can I afford? We get asked how much mortgage can I afford on my salary all the time! Lenders will typically look at your income, expenses, credit score, and debt-to-income ratio to determine how much house you can afford. To be […]
SVB and The Housing Market
/in Austin Mortgage Updates, Home Loans /by Anitra RichardsonSVB and The Housing Market I wasn’t going to write about this but… There have been a lot of questions about Silicon Valley Bank (SVB). Mostly, the questions are about SVB and the housing market. Therefore, I feel it’s helpful to address this. There is a lot of industry analyst betting against the housing market. […]
Mortgages: Interest Rates and Other Questions
/in Austin Mortgage Updates, Home Loans, Homeowner Tips, Mortgage Tips /by Anitra RichardsonGot Mortgage Questions? We have answers! Ready to start the journey to homeownership? Great! You are likely looking for mortgages and have come to the right place. As your mortgage expert, we provide you with guidance. We have outlined some commonly asked questions and the answers to help you get started on the right foot! […]
2022 Housing Market Outlook
/in Austin Mortgage Updates /by Anitra RichardsonARE YOU FEELIN’ THE HOUSE OWNERSHIP VIBE FOR 22? The housing market has been a constant thread in news headlines in the past year. If you are a potential homebuyer, it is understandable that you may be sitting on the sidelines wondering what is in store for 2022. Predicting the housing market is a bit […]
Cybersecurity Awareness Month
/in Homeowner Tips /by Anitra RichardsonCybersecurity Awareness Month Tips to Keep Your Data Safe From Phishing! When it comes to cybersecurity, phishing attacks are one of the most common types of security breaches. As a matter of fact, the FBI Internet Crime Complaint Centre published a report in 2020 confirming this fact. What is phishing? Phishing is a fraudulent technique […]
Government Shutdown and Home Loans
/in Austin Mortgage Updates, Home Loans /by Anitra RichardsonHow Does A Government Shutdown Impacts Home Loan? That Depends… Though are some areas of our lives that could be impacted by a government shutdown, many home buyers will experience minimal impact on an existing mortgage application. The answer is dependent on the type of loan in question. Here is a quick reference to help […]
Hot Housing Market Tips
/in Austin Mortgage Updates, Home Loans, Mortgage Tips /by Anitra RichardsonHot Housing Market Tips for Homebuyers Recently, I was interviewed about Austin’s hot housing market by Sarah Wheeler, Editor in Chief of Housing Wire. We talked specifically about what homebuyers need to know in a like we see in Austin and surrounding areas. Here are some tips from that interview. Prepare your finances. A hot housing […]
Buy a Fixer-Upper or Move-In Ready?
/in Home Improvement, Home Loans, Homeowner Tips, Mortgage Tips /by Anitra RichardsonFixer-Upper or Move-In Ready? When deciding to buy a home, many people will ask should I buy a fixer-upper or a move-in ready home? There are a few factors one needs to consider when making this decision. Move-In Ready Homes If you have been following the Austin housing market, you may not be surprised to […]
Austin Holiday Events 2020
/in Austin Life /by Anitra RichardsonAustin Holiday Events 2020 Style: In-Person and Virtual There is no shortage of Austin Holiday Events. This time of the year is always a favorite because Austin really loves a good celebration. However, we are aware things will look a little different as we work as a community to maintain our health and safety for […]
House Hunting: Good Luck!
/in Mortgage Tips /by Anitra Richardson