Homebuying Process: Top Five Mistakes to Avoid

Homebuying Process: A Complex Challenge The homebuying process for your first home is a significant milestone but can be complex and challenging. Here are the top five mistakes that homebuyers, especially first-time buyers, often make that you can avoid. Not Establishing a Budget One of the most common mistakes is not setting a clear budget […]

First-time Home Buyer Program Flyer

First-time Home Buyer Program We appreciate your interest in our first-time home buyer program flyer! We believe in making first-time home buyer options affordable and accessible. Lower interest rates on first-time homebuyer programs increase accessibility to homeownership for individuals who may have limited credit history or lower credit scores. These programs often have more lenient […]

Is It A Good Idea to Pay Points?

When Is It a Good Idea to Leverage Discount Points? Considering if buying points is a good idea is more straightforward if you understand these key questions to ask yourself. What Are Discount Points? First, we want to understand discount points: a “discount” point is simply the cost to buy a rate. One “point” = […]

Is Renovating a Home Stressful?

Is Renovating a Home Stressful? Is renovating a home stressful. Home renovation shows make it look mostly uncomplicated. It’s easy to get swept in the idea of doing a renovation once you watch a few of these shows. Fix and flip home shows primarily focus on entertainment and often condense the entire process into a […]

The Student Loan Debt Hurdle to Homeownership

The Student Loan Debt Hurdle to Homeownership The Supreme Court to struck down Biden’s student loan debt forgiveness program. Understandably, many younger potential homebuyers may feel discouraged about their homebuying goals. Agree or not with the program or decision, many young professionals could use a tool to help manage student loan debt more efficiently.  To […]

What Home Loan Can I Afford?

What home loan can I afford? When considering buying a home, what home loan can I afford? We get asked how much mortgage we can afford on my salary all the time! Lenders will typically look at your income, expenses, credit score, and debt-to-income ratio to determine how much house you can afford.  To be […]

SVB and The Housing Market

SVB and The Housing Market I wasn’t going to write about this but… There have been a lot of questions about Silicon Valley Bank (SVB). Mostly, the questions are about SVB and the housing market. Therefore, I  feel it’s helpful to address this. There is a lot of industry analyst betting against the housing market. […]