Homebuyer Blog by Joel Richardson

Best time to buy a house in Austin

Is Spring a Good Time to Buy in Austin? When is the best time to buy a house in Austin? As it is nationwide, homebuying in Austin is seasonal. The peak season for buying a home is spring and summer. Spring is typically the season with the highest inventory of houses for sale. Not surprisingly, […]

How Is the Austin Economy?

Whether you live in Austin or are considering moving here, you probably have questions about recent Austin economy and data and trends. To kick off 2025, here are some of the most frequently asked questions about Austin’s economy and the answers. What is the current unemployment rate in Austin? As of November 2024, Austin’s unemployment […]

Is It a Good Time to Buy a Home in Austin?

Is it a good time to buy a house in Austin right now? To answer this question, consider market trends, seasonal considerations, economic factors, and personal goals. Market Trends Home prices according to the latest year-over-year market data from the Austin Board of Realtors for Austin, Round Rock, and San Marcos, the median home value […]

What Is the Expected Trend for Interest Rates?

A Historical Perspective on Interest Rates Understanding Recent Rate Trends We’ve seen a nice downward trend in interest rates over the past few months, and applying a historical lens to rates may put this into perspective. The Fed’s Role in Shaping Rates It’s essential to note that The Federal Reserve stepped in during the Great […]

What Landscaping Adds the Most Value?

What Is the Average Return on Landscaping? Homeowners understand the value of curb appeal, but knowing which improvements offer the best return can be challenging. Fortunately, numerous resources are available to help homeowners navigate which outdoor projects provide the highest return on investment (ROI). Investing in landscaping projects not only enhances the beauty of your […]

Self-Employed Home Borrower

Is it hard to get approved for a mortgage if you are self-employed? If you’re a self-employed borrower, securing a mortgage might be daunting. But rest assured, the answer to whether it is possible is a resounding yes! As an Austin mortgage lender, I’ve guided numerous self-employed clients through the intricate world of home loans, helping […]

How Do People Pay for Their Renovations?

Home Improvement: How Do People Pay for Their Renovations? As homebuyer or homeowner, you will need to evaluate a number of factors to determine the best way to pay for a home improvement project. The factors include your financial situation, the cost of the project, your credit score, the interest rates available to you, and […]

How Long Does It Take to Buy a House?

Many Factors Impact How Long It Takes to Buy a House How long does it take to buy a house? Embarking on the journey to buy a house is an exciting milestone, but it’s essential to understand the timeline involved. While the duration can vary depending on numerous factors, including individual circumstances and market conditions, […]