What Is the Expected Trend for Interest Rates?

A Historical Perspective on Interest Rates Understanding Recent Rate Trends We’ve seen a nice downward trend in interest rates over the past few months, and applying a historical lens to rates may put this into perspective. The Fed’s Role in Shaping Rates It’s essential to note that The Federal Reserve stepped in during the Great […]

What Landscaping Adds the Most Value?

What Is the Average Return on Landscaping? Homeowners understand the value of curb appeal, but knowing which improvements offer the best return can be challenging. Fortunately, numerous resources are available to help homeowners navigate which outdoor projects provide the highest return on investment (ROI). Investing in landscaping projects not only enhances the beauty of your […]

How Home Equity Loans Work

How Home Equity Loans Work Let’s explore how home equity loans work. What is a Home Equity Loan? A home equity loan, often called a second mortgage, is a powerful financial tool that homeowners can use to borrow against the equity in their property. What is equity? Equity is the appraised value of your home […]

Self-Employed Home Borrower

Is it hard to get approved for a mortgage if you are self-employed? If you’re a self-employed borrower, securing a mortgage might be daunting. But rest assured, the answer to whether it is possible is a resounding yes! As an Austin mortgage lender, I’ve guided numerous self-employed clients through the intricate world of home loans, helping […]

How Do People Pay for Their Renovations?

Home Improvement: How Do People Pay for Their Renovations? As homebuyer or homeowner, you will need to evaluate a number of factors to determine the best way to pay for a home improvement project. The factors include your financial situation, the cost of the project, your credit score, the interest rates available to you, and […]

How Long Does It Take to Buy a House?

Many Factors Impact How Long It Takes to Buy a House How long does it take to buy a house? Embarking on the journey to buy a house is an exciting milestone, but it’s essential to understand the timeline involved. While the duration can vary depending on numerous factors, including individual circumstances and market conditions, […]

When Is The Best Time to Buy A House?

It’s the Most Wonderful Time of the Year… To Buy A House When is the best time to buy a house? With its festive ambiance and chilly weather, December is an unlikely time to consider purchasing a home. However, astute homebuyers recognize the hidden advantages that make December a prime month for real estate transactions. […]

Home Equity: When Is A Home Equity Loan A Good Idea?

Can You Pull Home Equity Out of Your Home Without Refinancing? Many of our valued customers inquire about unlocking the equity in their properties without wanting to refinance their already favorable sub-4% mortgage. We offer tailored solutions to address this dilemma, such as a 2nd lien Home Equity Line of Credit (HELOC) or a fixed-rate […]

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