Is it a good time to buy a house in Austin right now? To answer this question, consider market trends, seasonal considerations, economic factors, and personal goals. Market Trends Home prices according to the latest year-over-year market data from the Austin Board of Realtors for Austin, Round Rock, and San Marcos, the median home value […]
Navigating a Hot Housing Market
/0 Comments/in Austin Life /by Joel RichardsonHow to Navigate a Hot Housing Market According to a recent article about the 2025 hottest housing markets on Realtor.com, Austin ranks among the top 20 for hottest and fastest-selling housing markets. It’s no wonder how often I hear friends, colleagues, and strangers lament how hard it is to find a home. My Personal Tips Though […]
When Should You Refinance a Mortgage?
/in Home Improvement, Home Loans, Homeowner Tips, Mortgage Tips /by Anitra RichardsonAt what point is it worth it to refinance? When mortgage rates decline, you may wonder if you should consider refinancing your mortgage. There are a few things to evaluate to help you decide if to refinance your mortgage. What does refinance your mortgage mean? Refinancing your mortgage means replacing your existing mortgage with a […]
What is the difference between a cosigner and a co-borrower?
/in Uncategorized /by Anitra RichardsonWhat is the difference between a cosigner and a co-borrower? Many clients and agents ask about the difference between a cosigner and a co-borrower, especially first-time buyers! And the difference is relatively slight. The differences are in red below. Cosigners Cosigners (or guarantors) agrees to be responsible for the borrowers debt if the borrower is […]
Best time to buy a house in Austin
/in Uncategorized /by Anitra RichardsonIs Spring a Good Time to Buy in Austin? When is the best time to buy a house in Austin? As it is nationwide, homebuying in Austin is seasonal. The peak season for buying a home is spring and summer. Spring is typically the season with the highest inventory of houses for sale. Not surprisingly, […]
How Is the Austin Economy?
/in Austin Life /by Anitra RichardsonWhether you live in Austin or are considering moving here, you probably have questions about recent Austin economy and data and trends. To kick off 2025, here are some of the most frequently asked questions about Austin’s economy and the answers. What is the current unemployment rate in Austin? As of November 2024, Austin’s unemployment […]
Is It a Good Time to Buy a Home in Austin?
/in Austin Mortgage Updates /by Joel RichardsonIs it a good time to buy a house in Austin right now? To answer this question, consider market trends, seasonal considerations, economic factors, and personal goals. Market Trends Home prices according to the latest year-over-year market data from the Austin Board of Realtors for Austin, Round Rock, and San Marcos, the median home value […]
What Is the Expected Trend for Interest Rates?
/in Mortgage Tips /by Joel RichardsonA Historical Perspective on Interest Rates Understanding Recent Rate Trends We’ve seen a nice downward trend in interest rates over the past few months, and applying a historical lens to rates may put this into perspective. The Fed’s Role in Shaping Rates It’s essential to note that The Federal Reserve stepped in during the Great […]
What Landscaping Adds the Most Value?
/in Homeowner Tips /by Joel RichardsonWhat Is the Average Return on Landscaping? Homeowners understand the value of curb appeal, but knowing which improvements offer the best return can be challenging. Fortunately, numerous resources are available to help homeowners navigate which outdoor projects provide the highest return on investment (ROI). Investing in landscaping projects not only enhances the beauty of your […]
How Home Equity Loans Work
/in Mortgage Tips /by Joel RichardsonSelf-Employed Home Borrower
/in Mortgage Tips /by Joel RichardsonIs it hard to get approved for a mortgage if you are self-employed? If you’re a self-employed borrower, securing a mortgage might be daunting. But rest assured, the answer to whether it is possible is a resounding yes! As an Austin mortgage lender, I’ve guided numerous self-employed clients through the intricate world of home loans, helping […]