Picture of Joel Richardson standing in front of a window.

Contact Joel Richardson

Is buying, refinancing or renovating a home in your future? Let us help you achieve your homeownership goals through our simple and hassle-free home loan process.

My team and I will be by your side delivering personalized service, professional guidance and timely results on the way to your ideal home loan. We are are local team at VeraBank, ranked as a 2023 Top Originator by Scotsman Guide.

Questions about which lending programs we offer or ready to apply ? Fill out the form below or give us a call! We’ll be in touch with you as quickly as possible.

Our Business Hours:


Mon: 8AM–6:30PM
Tues: 8AM–6:30PM
Wed: 8AM–6:30PM
Thur: 8AM–6:30PM
Fri: 8AM–6:30PM
Sat: 9AM–12PM
Sun: Closed

© Joel Richardson. All Rights Reserved. | This website is operated by Joel Richardson, who is currently an employee of VeraBank, N.A. (“VeraBank”) The views expressed on this website are not necessarily those of VeraBank. This website also has its own privacy policy, which may differ from VeraBank’s privacy policy. VeraBank makes no express or implied warranty regarding the information or data on this website, and hereby expressly disclaims all legal liability and responsibility to persons or entities who use or access this site and its content, based on their reliance on any information or data that is available through this website. Joel Richardson has sole responsibility for the information and data on this website. Deposit and loan products described on this website are offered through VeraBank, Member FDIC. To visit VeraBank’s website, here.