Tips for Dealing with Hurricane Damage to Your Home
If you live in Texas, undoubtedly you may know someone who has a home impacted by hurricane damage from Hurricane Harvey. Moreover, if your house was subject to hurricane damage, you may be unsure of what to do next. For this reason, here’s a list of steps to take that to help you recover.
Here’s what to do:
1. First, contact your mortgage servicer.
- This is the company that you make your monthly mortgage payments
- Notify them of your condition and whereabouts for future correspondence
2. Secondly, call your insurance company.
- Find out your benefits as many hazard policies cover alternative living expenses such
as temporary housing and meals
3. Thirdly, register for FEMA Disaster Assistance.
- Waiting to file will cause you to miss the deadline
- Small Business Administration (SBA)loan application required
- Visit disasterassistance.gov or call 800-621-3362
- Register even if you are insured.
4. Finally, document the damage and secure the property.
- When safe to return to the property, document damage and secure your property.
- Insurers will want to see documentation through many photo
- Keep all receipts for purchases after the storm 5. Be alert for post-disaster scams
- Watch out for phony contractors or fake offers from state/federal aid
- Suspicions of scams and fraud can be reported to FEMA at 866-720-5721
Nevertheless, if you don’t have flood insurance, we can help.
It should be noted, we offer mortgage programs designed specifically to help homeowners impacted by natural disasters like Hurricane Harvey. Moreover, these programs include options that don’t require a down payment.
To get started, find out how much you qualify for through an SBA Loan.