Austin VA Home Loans & Refinancing
A VA home loan is a great benefit to military personnel during and after their service. Joel Richardson, a PrimeLending Branch Manager, has an MBA and over 20 years of finance experience. He understands the importance of a “home base” for military members and their families, and is proud to be able to help active and retired military use this product to meet their unique needs.
First of all, VA home loans are partly guaranteed (typically a quarter of loan value) by the U.S. Department of Veterans Affairs. Furthermore, these loans offer the following advantages:
- No down payment ¹
- Higher loan value
- No private mortgage insurance
- Limit on closing costs
- Option for seller to pay closing costs
- No penalty fee for early payoffs
- Possible VA assistance if you have difficulty with payments
Joel Richardson and his Austin team are honored to have assisted many Texas Veterans and Veterans nationwide. Consequently, as an accredited member of the Veterans Advocacy & Benefits Association (VABA), Joel considers it a privilege to help veterans.
The national presence of PrimeLending allows his team to help Veterans in every situation. Active duty deployed overseas? Returning home? Joel and his team are happy to help you! Joel and his team are experienced and knowledgeable when it comes to the Texas Veteran Land Board (VLB) program and the nationwide VA Loan program. Therefore, they will pay detailed attention to help make sure a Veteran and her/his family’s home financing needs are met with ease.
- Down payment waiver is based on VA eligibility.
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