Why Apply for a Home Loan?

A home loan allows one to own a property and build equity in an appreciating asset — their home. In exchange for a home loan, steady equity building and possible investment gains are possible for savvy borrowers. Joel Richardson and his team can discuss your goals.

Home Loan Repayment

Home loan repayment details depend upon the type of mortgage you choose. A lender should inform you about monthly minimum payments, rates, and timeframes before closing a home loan. Most buyers stick to fixed-rate loans, but variable-rate loans featuring a short fixed period before adjusting offer lower payments and are increasingly popular. Joel and his team will happily discuss all options with you and answer your questions.

Contact Austin’s Home Loan Expert Today

Home loans require an application and credit check to determine the borrower’s credit history. Evaluating credit history, assets, and income will help the team determine each borrower’s best program and payment options. Generally, a home buyer consults with a lender about home loans that fit the buyer’s financial means. We want to help you keep the purchase of your dream home exciting while providing a hassle-free experience, so contact Joel Richardson today to learn more and discuss your situation!