2018 Was A Great Year! Reflecting back on 2018, I am so grateful to you, my clients, for your continued patronage of my business. By December 31, we will have helped over one hundred families secure financing for their dream homes and real estate investments this year. Looking at my numbers, most of my customers […]
Most Common Mortgage Questions
/0 Comments/in Home Loans /by Joel RichardsonMortgage Frequently Asked Questions There are a lot of questions about mortgages. Here are answers to the three most common mortgage questions: 1. What is a mortgage? A mortgage is a loan that secures real property with a legal agreement. When a home buyer decides to purchase a home, she may not be able to […]
4 Ways to Make Downsizing Easy
/0 Comments/in Homeowner Tips /by Joel RichardsonWhat is Driving the Downsizing Trend? Downsizing is a continuing trend. Some key reasons we see this continued trend include: empty-nesters as children graduate from high school or college; lifestyle demands for those desiring a more efficient and smaller home to lock and leave; and obviously the financial benefit of a decreased mortgage or rent […]
Reflections on a Wonderful 2018
/0 Comments/in Austin Mortgage Updates /by Joel Richardson2018 Was A Great Year! Reflecting back on 2018, I am so grateful to you, my clients, for your continued patronage of my business. By December 31, we will have helped over one hundred families secure financing for their dream homes and real estate investments this year. Looking at my numbers, most of my customers […]
Low to No Down Payment Options
/0 Comments/in Home Loans /by Joel RichardsonDown Payment Solutions Undoubtedly, the burden of a downpayment can feel like a block to homeownership. In spite of this, I have good news! There are lending solutions available to help clear the way to your home purchase. What is a down payment? A down payment, a home buyer 101 term, is the cash contribution, […]
Investment Properties Tips
/1 Comment/in Mortgage Tips /by Joel RichardsonMake Investment Properties Easier with These Tips Investment properties can seem complicated. Even so, real estate investing can be an excellent way to diversify your investment portfolio. These tips can help you navigate your way. Do your homework. First and foremost, take time to map out your personal financial goals. In particular, you will need […]
Millennial Homebuyers: It’s Possible for You to Buy a Home
/0 Comments/in Mortgage Tips /by Joel RichardsonTips for Millennials Homebuyers After a steady increase in home prices, many millennial homebuyers feel discouraged by financial challenges when considering entering the housing market. This pressure is particularly heavy on millennial homebuyers, which has caused many to only stick to long-term rentals. In fact, Redfin recently found that over half of millennial homebuyers are […]
Help Your Home Keep Its Cool This Summer
/0 Comments/in Homeowner Tips /by Joel RichardsonSummer Home Maintenance Tips Summer has officially arrived! And from the looks of some summer forecast, the weather is going to get hot. If you have not given thought to preparing your home, it’s never too late. Here are a some summer home maintenance tips to help your home keep it’s cool this summer. HVAC […]
Helping Your Adult Child Buy A Home
/0 Comments/in Home Loans, Mortgage Tips /by Joel RichardsonHelping Your Adult Child Buy A Home A parent helping an adult child to purchase a home is a very common occurrence. Many factors go in to deciding if this is the right decision for your family. Once a family weighs the pros and cons and makes the decision to proceed, there are a number […]
Hurricane Damage to Your Home
/0 Comments/in Homeowner Tips /by Joel RichardsonTips for Dealing with Hurricane Damage to Your Home If you live in Texas, undoubtedly you may know someone who has a home impacted by hurricane damage from Hurricane Harvey. Moreover, if your house was subject to hurricane damage, you may be unsure of what to do next. For this reason, here’s a list of […]
Remodeling Mistakes to Avoid
/in Home Improvement, Home Loans /by Joel RichardsonTimeless Remodeling Tips Every year brings new design trends for home remodeling. Nevertheless, here is some timeless advice about remodeling mistakes to avoid. As a homeowner, you want to make savvy design choices but a smart investment as well. Here are some remodeling mistakes that you can avoid before starting your renovation project: Choosing Design without Considering […]