Jumbo Mortgage Discount Points, A Thing Again. Jumbo mortgage discount points are in the news. As a matter of fact, The Wall Street Journal published an article discussing the jumbo mortgage discount points. Wall Street writer Katie McLaughlin interviews Joel Richardson, your local Austin home loan officer, for this article. Summary of My Jumbo Mortgage Discount […]
2022 Housing Market Outlook
/in Austin Mortgage Updates /by Joel RichardsonHousing Market: Are You Feeling the House Ownership Vibe for 2022? The housing market has been a constant thread in news headlines in the past year. If you are a potential homebuyer, it is understandable that you may be sitting on the sidelines wondering what is in store for 2022. Predicting the housing market is […]
Cybersecurity Awareness Month
/in Homeowner Tips /by Joel RichardsonCybersecurity Awareness Month Tips to Keep Your Data Safe From Phishing! Regarding cybersecurity, phishing attacks are among the most common security breaches. The FBI Internet Crime Complaint Centre published a report in 2020 confirming this fact. What is phishing? Phishing is a fraudulent technique to get sensitive data through disguised emails. Additionally, the person phishing […]
Government Shutdown and Home Loans
/in Austin Mortgage Updates, Home Loans /by Joel RichardsonHow Does A Government Shutdown Impacts Home Loan? That Depends… Though there are some areas of our lives that a government shutdown could impact, many home buyers will experience minimal impact on an existing mortgage application. The answer is dependent on the type of loan in question. Here is a quick reference to help understand […]
Hot Housing Market Tips
/in Austin Mortgage Updates, Home Loans, Mortgage Tips /by Joel RichardsonHot Housing Market Tips for Homebuyers Recently, I was interviewed about Austin’s hot housing market by Sarah Wheeler, Editor in Chief of Housing Wire. We talked specifically about what homebuyers need to know as we look at Austin and surrounding areas. Here are some tips from that interview. Prepare your finances. A hot housing market means […]
Should I Buy a Fixer-Upper or Move-In Ready Home?
/in Home Improvement, Home Loans, Homeowner Tips, Mortgage Tips /by Joel RichardsonFixer-Upper or Move-In Ready? When deciding to buy a home, many people ask, “Should buy a fixer-upper or a move-in ready home?” There are a few factors one needs to consider when making this decision. Move-In Ready Homes If you have been following the Austin housing market, you may not be surprised to learn Austin-Round […]
Austin Holiday Events 2020
/in Austin Life /by Joel RichardsonAustin Holiday Events 2020 Style: In-Person and Virtual There is no shortage of Austin Holiday Events. This time of the year is always a favorite because Austin loves a good celebration. However, we know things will look a little different as we work as a community to maintain our health and safety for ourselves and […]
House Hunting: Good Luck!
/in Mortgage Tips /by Joel RichardsonJumbo Mortgage Discount Points
/in Austin Mortgage Updates, Home Loans, Mortgage Tips /by Joel RichardsonJumbo Mortgage Discount Points, A Thing Again. Jumbo mortgage discount points are in the news. As a matter of fact, The Wall Street Journal published an article discussing the jumbo mortgage discount points. Wall Street writer Katie McLaughlin interviews Joel Richardson, your local Austin home loan officer, for this article. Summary of My Jumbo Mortgage Discount […]
Adverse Market Fee FAQ
/0 Comments/in Austin Mortgage Updates, Mortgage Tips /by Joel RichardsonAdverse Market Fee – A Surprising GSE Directive It was a typical Wednesday after dinner two weeks ago when I got a notice about the unexpected news: Government-sponsored enterprises (GSEs), Fannie Mae, and Freddie Mac announced a directive known as the Adverse Market Fee. This directive will impose a 0.50% fee on all refinances. These […]
Happy 2020!
/0 Comments/in Austin Life, Austin Mortgage Updates, Homeowner Tips /by Joel Richardson