San Antonio, Texas is a vibrant community with a 2016 population of approximately 1,500,000. It’s a great place to raise a familywith plenty of parks, activities and sunshine. San Antonio Mortgage Lender Joel Richardson provides you with the money, you need to buy your own home.
San Antonio Texas Homes
Texas and San Antonio are business-friendly and have attracted many world-famous corporations, providing numerous good-paying jobs. Companies such as USAA, Toyota, HEB, Rackspace and Valero all call San Antonio home or have a major facility here. That is why people continue to flock to this enterprising state. Also, San Antonio prides itself as Military City USA ® and is home to Randolph AFB, Lackland AFB and Fort Sam Houston. And of course, San Antonio is the home of the world-famous Alamo, Riverwalk and my favorite NBA team: the San Antonio Spurs!!
Once you have a good job, you might be ready to stop paying rent and own a home. A home gives your family plenty of space to grow. Bathrooms, kitchens, living rooms and possibly a pool allow your family to enjoy their days and nights while building equity for you.
San Antonio Mortgages
Renting is fine when you are just starting out, but you are paying for someone else’s home—not yours. Home equity adds to your overall wealth portfolio.
Owning a home in San Antonio also gives you freedom. You can invite your friends and family over for parties, you can decorate as you see fit and improve your home to make it just the way you like it.
Furthermore, San Antonio home ownership raises your prestige in the community. You will be asked your opinion on local issues, such as education, taxation and transportation.
Your home becomes a central location of your extended family and the neighborhood. Host family get togethers, entertain the neighbors and enjoy those precious family memories in your own home. You can fill your attic with keepsakes, mementos and antiques.
Living the American Dream
A key element of the American Dream is to live life at your pace in your own space. San Antonio home ownership is possible withone of our home loans. We know you are hard-working and want to provide you with the capital to make your dreams come true.
As your San Antonio mortgage lender, we hope to develop a long-term relationship. Besides the initial capital to purchase your home,we are here to help you for the rest of your home’s life. We are happy to help with questions, concerns and helping those you know.
Qualifying for San Antonio Mortgages
You might be a first-time home buyer. This can be an exciting time. We will answer any of your questions. If you are an experienced home buyer or purchasing investment properties, we are experts in this arena, too.
We will discuss what documents you need for your mortgage application. Generally, we are going to look at your income, bank accounts and credit score. You should collect your pay stubs, tax records and bank information together.
Your mortgage is a home loan where we provide you with the financing for the purchase. You gain home ownership and promise to make regular monthly payments. You can choose from many types of mortgages with different parameters such as down payment amounts and the term of the loan. A multitude of loan programs are out there. Some favorite ones are VA loans, conventional loans and construction loans. We’re here to walk you through all available options.
We know that people have many different circumstances for home purchases. Therefore, we listen to your needs and provide you with the best possible solutions.
Feel free to ask us any questions. We’re experts who love helping people achieve their home ownership dreams.
Contact us to get the process started today. San Antonio home ownership gives you a piece of the American Dream. We are your home for mortgage lending in San Antonio.