Homebuying Process: Top Five Mistakes to Avoid

Homebuying Process: A Complex Challenge The homebuying process for your first home is a significant milestone but can be complex and challenging. Here are the top five mistakes that homebuyers, especially first-time buyers, often make that you can avoid. Not Establishing a Budget One of the most common mistakes is not setting a clear budget […]

Low Down Payment Options? Look Here!

Low Down Payment Home Buyer Program Our Mission is to Make Homeownership Accessible If you’re in the market for a low down payment option to make your dream of owning a home a reality, you’ve come to the right place! We truly value your interest in our innovative low down payment, no mortgage insurance home […]

Is It A Good Idea to Pay Points?

When Is It a Good Idea to Leverage Discount Points? Considering if buying points is a good idea is more straightforward if you understand these key questions to ask yourself. What Are Discount Points? First, we want to understand discount points: a “discount” point is simply the cost to buy a rate. One “point” = […]

Is Renovating a Home Stressful?

Is Renovating a Home Stressful? Is renovating a home stressful. Home renovation shows make it look mostly uncomplicated. It’s easy to get swept in the idea of doing a renovation once you watch a few of these shows. Fix and flip home shows primarily focus on entertainment and often condense the entire process into a […]

What Home Loan Can I Afford?

What home loan can I afford? When considering buying a home, what home loan can I afford? We get asked how much mortgage we can afford on my salary all the time! Lenders will typically look at your income, expenses, credit score, and debt-to-income ratio to determine how much house you can afford.  To be […]

SVB and The Housing Market

SVB and The Housing Market I wasn’t going to write about this, but… There have been a lot of questions about Silicon Valley Bank (SVB). Mostly, the questions are about SVB and the housing market. Therefore, I  feel it’s helpful to address this. There is a lot of industry analyst betting against the housing market. […]

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