Homebuyer Blog by Joel Richardson

How Long Does It Take to Buy a House?

Many Factors Impact How Long It Takes to Buy a House How long does it take to buy a house? Embarking on the journey to buy a house is an exciting milestone, but it’s essential to understand the timeline involved. While the duration can vary depending on numerous factors, including individual circumstances and market conditions, […]

When Is The Best Time to Buy A House?

It’s the Most Wonderful Time of the Year… To Buy A House When is the best time to buy a house? With its festive ambiance and chilly weather, December is an unlikely time to consider purchasing a home. However, astute homebuyers recognize the hidden advantages that make December a prime month for real estate transactions. […]

Home Equity: When Is A Home Equity Loan A Good Idea?

Can You Pull Home Equity Out of Your Home Without Refinancing? Many of our valued customers inquire about unlocking the equity in their properties without wanting to refinance their already favorable sub-4% mortgage. We offer tailored solutions to address this dilemma, such as a 2nd lien Home Equity Line of Credit (HELOC) or a fixed-rate […]

Homebuying Process: Top Five Mistakes to Avoid

Homebuying Process: A Complex Challenge The homebuying process for your first home is a significant milestone but can be complex and challenging. Here are the top five mistakes that homebuyers, especially first-time buyers, often make that you can avoid. Not Establishing a Budget One of the most common mistakes is not setting a clear budget […]

Low Down Payment Options? Look Here!

Low Down Payment Home Buyer Program Our Mission is to Make Homeownership Accessible If you’re in the market for a low down payment option to make your dream of owning a home a reality, you’ve come to the right place! We truly value your interest in our innovative low down payment, no mortgage insurance home […]

Is It A Good Idea to Pay Points?

When Is It a Good Idea to Leverage Discount Points? Considering if buying points is a good idea is more straightforward if you understand these key questions to ask yourself. What Are Discount Points? First, we want to understand discount points: a “discount” point is simply the cost to buy a rate. One “point” = […]