Home Improvement: How Do People Pay for Their Renovations? As homebuyer or homeowner, you will need to evaluate a number of factors to determine the best way to pay for a home improvement project. The factors include your financial situation, the cost of the project, your credit score, the interest rates available to you, and […]
Self-Employed Home Borrower
/in Mortgage Tips /by Joel RichardsonIs it hard to get approved for a mortgage if you are self-employed? If you’re a self-employed borrower, securing a mortgage might be daunting. But rest assured, the answer to whether it is possible is a resounding yes! As an Austin mortgage lender, I’ve guided numerous self-employed clients through the intricate world of home loans, helping […]
How Do People Pay for Their Renovations?
/in Home Improvement /by Joel RichardsonHome Improvement: How Do People Pay for Their Renovations? As homebuyer or homeowner, you will need to evaluate a number of factors to determine the best way to pay for a home improvement project. The factors include your financial situation, the cost of the project, your credit score, the interest rates available to you, and […]
How Long Does It Take to Buy a House?
/in Mortgage Tips /by Joel RichardsonMany Factors Impact How Long It Takes to Buy a House How long does it take to buy a house? Embarking on the journey to buy a house is an exciting milestone, but it’s essential to understand the timeline involved. While the duration can vary depending on numerous factors, including individual circumstances and market conditions, […]
Home Renovation: How Much Does It Cost to Renovate a Home?
/in Home Improvement /by Joel RichardsonHow much does it cost to renovate a home? When it comes to home renovation, the most common question I receive is: How much does it cost to renovate a home? Well, it depends! First, we all can agree that home renovation costs are a critical deciding factor when deciding to do a home renovation. […]
When Is The Best Time to Buy A House?
/in Uncategorized /by Joel RichardsonIt’s the Most Wonderful Time of the Year… To Buy A House When is the best time to buy a house? With its festive ambiance and chilly weather, December is an unlikely time to consider purchasing a home. However, astute homebuyers recognize the hidden advantages that make December a prime month for real estate transactions. […]
Home Equity: When Is A Home Equity Loan A Good Idea?
/in Homeowner Tips /by Joel RichardsonCan You Pull Home Equity Out of Your Home Without Refinancing? Many of our valued customers inquire about unlocking the equity in their properties without wanting to refinance their already favorable sub-4% mortgage. We offer tailored solutions to address this dilemma, such as a 2nd lien Home Equity Line of Credit (HELOC) or a fixed-rate […]
Home Improvement Trends and Return on Investment
/in Home Improvement, Uncategorized /by Joel RichardsonHome Improvement Trends and Return on Investment As the new year approaches, we will begin to see news about home improvement trends for the year ahead. Let’s explore the trends relative to the best return on investment (ROI) for a home renovation. Exterior Improvements Curb appeal improvements traditionally have the highest return on your investment. […]
Is It Smart to Buy a Home When Interest Rates Are High?
/in Mortgage Tips /by Joel RichardsonHomebuying and Interest Rates: Is It Wise to Buy a Home Right Now? Homebuying and interest rates seem to go hand-in-hand. After all, an interest rate is essential when buying a home. However, concentrating solely on the interest rate when buying a home can be a mistake, as there are many other important factors to […]
Homebuying Process: Top Five Mistakes to Avoid
/in Mortgage Tips /by Joel RichardsonHomebuying Process: A Complex Challenge The homebuying process for your first home is a significant milestone but can be complex and challenging. Here are the top five mistakes that homebuyers, especially first-time buyers, often make that you can avoid. Not Establishing a Budget One of the most common mistakes is not setting a clear budget […]
How Much House Can I Afford? A Reality Check
/in Mortgage Tips, Uncategorized /by Joel RichardsonHow Much House Can I Afford? Ever wonder how much house can I afford? First-time homebuyers often have high expectations and dreams about their ideal home. While it’s great to have aspirations, it’s essential to have a reality check, especially in today’s real estate market. A Reality Check Whether you are earning $70,000 or can […]