VA Loans in Texas

Is a VA Loan Right for You?

As a trusted provider of VA loans in Texas, we understand the importance of providing a home loan that empowers active-duty members, veterans, and eligible surviving spouses as homeowners.

What Are the Benefits

Some benefits of VA loans in Texas include no downpayment, no mortgage insurance, and more lenient credit requirements.

No Downpayment

One of the most significant benefits of the VA loan is that eligible voters and active duty military personnel can obtain them without having to make a downpayment. This means that VA borrowers can purchase a home without having to save up a large amount of money which makes it easier to become a homeowner.

No Private Mortage

Another benefit of VA loans is that they do not require borrowers to pay for private mortgage insurance (PMI). PMI is required when a down payment is less than 20% of the purchase price. Therefore, VA loans again make it easier to be a homeowner.

Competitive Interest Rates

VA loans offer competitive interest rates. Consequently, borrowers may save money over the life of the loan from the lower interest rate. The Department of Veteran Affairs (VA) doesn’t actually lend the money. Ultimately, it guarantees a portion of the loan. Because of that, lenders can offer lower interest rates.

Apply Now!

For more information and a complimentary and confidential consultation contact Joel Richardson.

Questions about your VA Eligibility? Visit my VA Eligibility FAQ page for more information.