Austin Homebuyer Mortgage Mistakes to Avoid Shopping for a mortgage in Austin? You’re not alone—and you’re not the only one tempted to chase the lowest rate. However, here’s the truth: what appears to be a deal on the surface can come with unexpected strings attached. Learn more about typical homebuyer mortgage mistakes and what to […]
At what point is it worth it to refinance? When mortgage rates decline, you may wonder if you should consider refinancing your mortgage. There are a few things to evaluate to help you decide if to refinance your mortgage. What does refinance your mortgage mean? Refinancing your mortgage means replacing your existing mortgage with a […]
A Historical Perspective on Interest Rates Understanding Recent Rate Trends We’ve seen a nice downward trend in interest rates over the past few months, and applying a historical lens to rates may put this into perspective. The Fed’s Role in Shaping Rates It’s essential to note that The Federal Reserve stepped in during the Great […]
Is it hard to get approved for a mortgage if you are self-employed? If you’re a self-employed borrower, securing a mortgage might be daunting. But rest assured, the answer to whether it is possible is a resounding yes! As an Austin mortgage lender, I’ve guided numerous self-employed clients through the intricate world of home loans, helping […]
Many Factors Impact How Long It Takes to Buy a House How long does it take to buy a house? Embarking on the journey to buy a house is an exciting milestone, but it’s essential to understand the timeline involved. While the duration can vary depending on numerous factors, including individual circumstances and market conditions, […]
Homebuying and Interest Rates: Is It Wise to Buy a Home Right Now? Homebuying and interest rates seem to go hand-in-hand. After all, an interest rate is essential when buying a home. However, concentrating solely on the interest rate when buying a home can be a mistake, as there are many other important factors to […]
Homebuying Process: A Complex Challenge The homebuying process for your first home is a significant milestone but can be complex and challenging. Here are the top five mistakes that homebuyers, especially first-time buyers, often make that you can avoid. Not Establishing a Budget One of the most common mistakes is not setting a clear budget […]
How Much House Can I Afford? Ever wonder how much house can I afford? First-time homebuyers often have high expectations and dreams about their ideal home. While it’s great to have aspirations, it’s essential to have a reality check, especially in today’s real estate market. A Reality Check Whether you are earning $70,000 or can […]
Low Down Payment Home Buyer Program Our Mission is to Make Homeownership Accessible If you’re in the market for a low down payment option to make your dream of owning a home a reality, you’ve come to the right place! We truly value your interest in our innovative low down payment, no mortgage insurance home […]
