Is it a good time to buy a house in Austin right now? To answer this question, consider market trends, seasonal considerations, economic factors, and personal goals. Market Trends Home prices according to the latest year-over-year market data from the Austin Board of Realtors for Austin, Round Rock, and San Marcos, the median home value […]
SVB and The Housing Market I wasn’t going to write about this, but… There have been a lot of questions about Silicon Valley Bank (SVB). Mostly, the questions are about SVB and the housing market. Therefore, I feel it’s helpful to address this. There is a lot of industry analyst betting against the housing market. […]
Got Mortgage Questions? We have answers! Ready to start the journey to homeownership? Great! You are likely looking for mortgages and have come to the right place. As your mortgage expert, we provide you with guidance. We have outlined some commonly asked questions and the answers to help you get started on the right foot! […]
Housing Market: Are You Feeling the House Ownership Vibe for 2022? The housing market has been a constant thread in news headlines in the past year. If you are a potential homebuyer, it is understandable that you may be sitting on the sidelines wondering what is in store for 2022. Predicting the housing market is […]
How Does A Government Shutdown Impacts Home Loan? That Depends… Though there are some areas of our lives that a government shutdown could impact, many home buyers will experience minimal impact on an existing mortgage application. The answer is dependent on the type of loan in question. Here is a quick reference to help understand […]
Hot Housing Market Tips for Homebuyers Recently, I was interviewed about Austin’s hot housing market by Sarah Wheeler, Editor in Chief of Housing Wire. We talked specifically about what homebuyers need to know as we look at Austin and surrounding areas. Here are some tips from that interview. Prepare your finances. A hot housing market means […]
Jumbo Mortgage Discount Points, A Thing Again. Jumbo mortgage discount points are in the news. As a matter of fact, The Wall Street Journal published an article discussing the jumbo mortgage discount points. Wall Street writer Katie McLaughlin interviews Joel Richardson, your local Austin home loan officer, for this article. Summary of My Jumbo Mortgage Discount […]
Adverse Market Fee – A Surprising GSE Directive It was a typical Wednesday after dinner two weeks ago when I got a notice about the unexpected news: Government Sponsored Enterprises (GSE), Fannie Mae, and Freddie Mac announced a directive known as the Adverse Market Fee. This directive will impose a 0.50% fee on all refinances. […]
2018 Was A Great Year! Reflecting back on 2018, I am so grateful to you, my clients, for your continued patronage of my business. By December 31, we will have helped over one hundred families secure financing for their dream homes and real estate investments this year. Looking at my numbers, most of my customers […]
