Homeowner Tips Archives| My Finance Team

Homeowner Tips

What Landscaping Adds the Most Value?

What Is the Average Return on Landscaping? Homeowners understand the value of curb appeal, but knowing which improvements offer the best return can be challenging. Fortunately, numerous resources are available to help homeowners navigate which outdoor projects provide the highest return on investment (ROI). Investing in landscaping projects not only enhances the beauty of your […]

Home Equity: When Is A Home Equity Loan A Good Idea?

Can You Pull Home Equity Out of Your Home Without Refinancing? Many of our valued customers inquire about unlocking the equity in their properties without wanting to refinance their already favorable sub-4% mortgage. We offer tailored solutions to address this dilemma, such as a 2nd lien Home Equity Line of Credit (HELOC) or a fixed-rate […]

Cybersecurity Awareness Month

Cybersecurity Awareness Month Tips to Keep Your Data Safe From Phishing! Regarding cybersecurity, phishing attacks are among the most common security breaches. The FBI Internet Crime Complaint Centre published a report in 2020 confirming this fact. What is phishing? Phishing is a fraudulent technique to get sensitive data through disguised emails. Additionally, the person phishing […]

4 Ways to Make Downsizing Easy

What is Driving the Downsizing Trend? Downsizing is a continuing trend. Some key reasons we see this continued trend include: empty-nesters as children graduate from high school or college; lifestyle demands for those desiring a more efficient and smaller home to lock and leave; and obviously the financial benefit of a decreased mortgage or rent […]