The Richardson Team has:

Extensive knowledge about Mortgage Programs for Custom Construction, Jumbo, Conventional Purchase & Refinance Loans, VA Loans, Investment Property Loans, and Home Renovation Loans.

Personalized, local service from application to funding

Over 20 years of Financial Experience

Proven results and great reviews as a PrimeLending Power Producer, 5 Star Mortgage Professional (2015, 2017, 2018, 2019) and a 2016 – 2019 Top 1% Mortgage Originators in America.

As your Austin mortgage lender, our number one priority is to provide you with the best mortgage experience with the best rates and lowest fees. We focus on responsive service, consistent communication, and being a knowledgeable resource for one of the biggest investments of your life. And it shows in our mortgage customer reviews and on Yelp. I’ve also been mentioned in an article by The Wall Street Journal concerning Jumbo Mortgages.

Additionally, our PrimeLending team’s goal is to provide you with a reliable and smooth mortgage loan process in order to close your loan on time, whether you need a condo loan, home financing, or an investment property loan. We have a highly trained staff for processing, underwriting, and funding each loan to help make this happens.

For all your home loan needs, we am a local presence backed by a national company, PrimeLending. If you live in Austin, Round Rock, Georgetown, or the surrounding areas and want to connect with an experienced home lender, we would love to speak with you. Contact us with your questions or apply now and receive my “Prompt, Reliable, “No Bull” Service” — it’s that simple!

PrimeLending – A PlainsCapital Company



Picture of Joel Richardson standing in front of a window.

Joel Richardson

Branch Manager and Senior Loan Officer, NMLS#: 136881

Growing up in Texas as a competitive cross-country athlete and being on the Baylor University track team, Joel Richardson has always understood the value of mental toughness, self-discipline, and patience. Additionally, Joel has an MBA and over 20 years of finance experience. As a Senior Loan Officer and Branch Manager for PrimeLending, these skills have helped his business thrive as he is consistently ranked in Mortgage Executive Magazines Top 1% Mortgage Originators in the United States and is one of the top 25 loan officers in the country at PrimeLending. He is dedicated to prompt, reliable service and keeping the loan process as simple as possible for each client. Additionally, Joel consistently demonstrates the ability to think outside of the box which has earned him an outstanding reputation with real estate agents and business partners. He attributes his enormous success to his well-seasoned team who help support each client from application to funding. Joel has enjoyed being a resident of Austin for over 20 years. Outside of assisting clients, he enjoys being outdoors, running, college football games, rugby, traveling, and spending time with his wife and two children, and their dogs.

Liz White

Loan Originator, NMLS: 410018

Liz is so fearless; she has gone scuba diving with sharks! She brings a strong overall background in real estate with her previous experience as a realtor and now a loan originator for over 10 years. Liz is passionate about helping potential buyers become homeowners. Aware of how the home purchasing process can be stressful, she thrives on delivering a flawless home buying experience with a strong industry knowledge and responsive communication. She grew up in China Spring, Texas, and graduated from Baylor University with a double bachelor’s in management. When not spending time with her husband and two children and dog Jackson, Liz is passionate about dedicating time to help victims of child-abuse. Fun Facts: she loves rock-climbing and zip-lining; she will travel to anywhere with snow and water; and her favorite football team: Baylor Bears, of course! Sic’ em!



Annette Moore

Loan Officer, NMLS: 1684564

As a previous champion long-jumper, you can say that Annette really can go the distance when it comes to creating first-class customer experiences. Her big heart and personality immediately put each client at ease. With a background in insurance and the mortgage industry for over 13 years, she combines a servant-leadership heart with a laser focus on details to bring foresight and a level-headed approach to helping each client navigate the home loan journey. Annette grew up in Houston, Texas, and is a graduate of Baylor University. Outside of work, Annette has a passion for teaching women about financial literacy to help them become debt-free and build personal wealth. Also, she practices yoga and floral design and enjoys spending time quality with her adult daughter. Fun facts, Annette speaks fluent Spanish; She had her photo taken with Olympian Jesse Owens after she earned first-place in a regional long-jump competition; And, she loves watching tennis, Roger Federer is her all-time favorite player.

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