Remodeling Mistakes to Avoid

Timeless Remodeling Tips Every year brings new design trends for home remodeling. Nevertheless,  here is some timeless advice about remodeling mistakes to avoid. As a homeowner, you want to make savvy design choices but a smart investment as well. Here are some remodeling mistakes that you can avoid before starting your renovation project: Choosing Design without Considering […]

Presidential Elections and Interest Rates

Presidential Elections and Mortgages Presidential elections and mortgages. Market investors, before a Presidential election, hedge which candidate they think will win. This year, the market investors hedged a Clinton win with the Republicans to maintain the House of Representatives. What is the reaction with a Trump win? Investors react in a way that is typically […]

Property Taxes

Property Tax Tips For owners here in Texas, the counties just mailed the tax assessments. Most of our hearts skipped a beat as we reviewed the valuation. Face it: our property values are going up in Austin and most of the state and with that, so is your tax value and thus your taxes. What […]

Contractor Tips

Tips for Finding a Contractor Checking out a contractor is simple to do and the best first move homeowners can make before starting a home construction or repair project. Thanks to the Internet and social media today, it’s easy to find a contractor you can trust. Start your research with the Better Business Bureau (BBB). […]

Five Star Mortgage Professional

Five Star Mortgage Professional Grateful to be a Five Star Mortgage Professional! Five Star Mortgage Professional has recognized our team for a fourth consecutive year. Thank you to my clients and realtor, escrow and title partners!  This is validation of my mission to provide quality mortgage service to clients. Teamwork makes the dream work! Additionally, […]

Top 1% Mortgage Originators List

Top 1% Mortgage Originator Recognition Mortgage Executive Magazine recently announced their 2018 list of The Nations Top 1% Mortgage Originators list and I made the list for the 3rd consecutive year! I feel honored to be a 2018 Top Mortgage Originator. Analysts compose a list and evaluates thousands of mortgage originators across the United States. […]

© Joel Richardson. All Rights Reserved. | © 2021 PrimeLending |PRIMELENDING A PLAINSCAPITAL COMPANY®, PRIMELENDING®, HOME LOANS MADE SIMPLE®, DISCOVER YOUR BEST®, NEIGHBORHOODEDGE®, LOANTELLIGENCESM and LOANPLICITY® are trademarks, service marks, or registered trademarks or service marks of Hilltop Holdings Inc., licensed to PrimeLending, a Plains Capital Company, for its use. You may not use, display or reproduce them without the prior written consent of Hilltop Holdings Inc. and PrimeLending. Further, you may not remove, obscure, or otherwise modify any copyright, trademark, confidentiality or other proprietary rights notices displayed on, embedded in, or otherwise appearing in any Content offered by, viewed on, or received through this site. All other trademarks identified and contained herein are the property of their respective owners and their use herein does not imply sponsorship or endorsement of their products or services.In accordance with Section 326 of the USA PATRIOT Act of 2001, PrimeLending NMLS: 13649 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act. This website is not intended to offer loan services for properties in New York.All loans subject to credit approval. Rates and fees subject to change.