Presidential elections and mortgages. Market investors, before a Presidential election, hedge which candidate they think will win. This year, the market investors hedged a Clinton win with the Republicans to maintain the House of Representatives. What is the reaction with a Trump win? Investors react in a way that is typically not favorable for mortgage […]
Remodeling Mistakes to Avoid
/in Contractor, custom construction, home improvement, home remodel, home renovation, Remodeling /by Joel RichardsonEvery year brings new design trends for home remodeling. Nevertheless, here is some timeless advice about remodeling mistakes to avoid. As a homeowner, you want to make savvy design choices but a smart investment as well. Here are some remodeling mistakes that you can avoid before starting your renovation project: Choosing Design without Considering Return on Investment: […]
An Interest Rate That Saves Thousands over 7 Years
/0 Comments/in interest rate, interest rates, investment, loan officer, mortgage, mortgage lender, mortgage professional, Uncategorized /by Joel RichardsonThe 7-Year Adjustable-Rate Mortgage Can Save You Thousands How is it that some people leave money on the table with a low interest rate? Here is why: A lot of people think that when they purchase a home that they will be in it forever. The common mortgages, 15 and 30 year conventional loans seem to […]
What’s In Store for Mortgages with a Trump Win?
/0 Comments/in interest rates, Mortgages, Stock Market, Trump /by Joel RichardsonPresidential elections and mortgages. Market investors, before a Presidential election, hedge which candidate they think will win. This year, the market investors hedged a Clinton win with the Republicans to maintain the House of Representatives. What is the reaction with a Trump win? Investors react in a way that is typically not favorable for mortgage […]
New Job? You May Qualify for a Home Loan
/0 Comments/in first time home buyer, home financing, mortgage, mortgage application checklist, mortgage lender /by Joel RichardsonIf you are new to Austin with a new job, congratulations! Austin is a booming town if you haven’t heard. Many potential homebuyers think the with a new placement, they can’t buy a home right away. Despite the assumption that when one moves to a new town to start a new job that she will […]
Brexit: A Boost to US Commercial Real Estate?
/0 Comments/in brexit, investment property, loan officer, mortgage lender, Uncategorized, vacation home /by Joel RichardsonMay commercial real estate sales be increased by Brexit? Everyone is focused on how the UK’s exit from the European Union. In particular, how will affect the stock market or interest rates or the economy? But how will Brexit affect you as an agent and real estate? According to Suzanne Mulvee, director of research at […]
Property Taxes
/0 Comments/in appraisal, austin, financial planning, first time home buyer, hayes county, property taxes, tax assessment, tax savings, travis county, williamson county /by Joel RichardsonAustin homeowners typically dread property taxes. For owners here in Texas, the counties just mailed the tax assessments. Most of our hearts skipped a beat as we reviewed the valuation. Face it: our property values are going up in Austin and most of the state and with that, so is your tax value and thus […]
Contractor Tips
/1 Comment/in Contractor, home improvement, home renovation, Refinance, Remodeling /by Joel RichardsonFinding a good contractor is possible with these tips. Checking out a contractor is simple to do and the best first move homeowners can make before starting a home construction or repair project. Thanks to the Internet and social media today, it’s easy to find a contractor you can trust. Start your research with the […]
Five Star Mortgage Professional
/0 Comments/in austin monthly, custom construction, customer reviews, Five Star Mortgage Professional, home remodel, home renovation, investment property, jumbo loans, mortgage professional, Refinance, texas jumbo mortgages, top mortgage broker, top mortgage loan officer, Top Mortgage Originator, VA Loans /by Joel RichardsonGrateful to be a Five Star Mortgage Professional! Five Star Mortgage Professional has recognized our team for a fourth consecutive year. Thank you to my clients and realtor, escrow and title partners! This is validation of my mission to provide quality mortgage service to clients. Teamwork makes the dream work! Additionally, I am thankful for […]
Top 1% Mortgage Originator
/0 Comments/in austin monthly, top mortgage broker, top mortgage loan officer, Top Mortgage Originator /by Joel RichardsonTop 1% Mortgage Originator Recognition I have very exciting news to share: Mortgage Executive Magazine recently announced their 2018 list of The Nations Top 1% Mortgage Originators and I made the list for the 3rd consecutive year! I feel honored to be a 2018 Top Mortgage Originator. Analysts compose a list and evaluates thousands of […]
HomeStyle® Renovation Loan
/0 Comments/in home improvement, home remodel, home renovation, HomeStyle Renovation Loan, Refinance, Uncategorized /by Joel RichardsonHomeStyle® Renovation Loan can help you realize your ideal home whether you are remodeling in Texas or nationwide. This product rolls two loans into one – so you can repair, improve or create the house you desire. What are the advantages of a HomeStyle? During a home purchase or refinance, you might face the need for […]