Presidential elections and mortgages. Market investors, before a Presidential election, hedge which candidate they think will win. This year, the market investors hedged a Clinton win with the Republicans to maintain the House of Representatives. What is the reaction with a Trump win? Investors react in a way that is typically not favorable for mortgage […]
If you are new to Austin with a new job, congratulations! Austin is a booming town if you haven’t heard. Many potential homebuyers think the with a new placement, they can’t buy a home right away. Despite the assumption that when one moves to a new town to start a new job that she will […]
Brexit may boost commercial real estate sales in a positive manner? Everyone is focused on how the UK’s exit from the European Union. In particular, how will affect the stock market or interest rates or the economy? But how will Brexit affect you as an agent and real estate? According to Suzanne Mulvee, director of […]
Austin homeowners typically dread property taxes. For owners here in Texas, the counties just mailed the tax assessments. Most of our hearts skipped a beat as we reviewed the valuation. Face it: our property values are going up in Austin and most of the state and with that, so is your tax value and thus […]
Finding a good contractor is possible with these tips. Checking out a contractor is simple to do and the best first move homeowners can make before starting a home construction or repair project. Thanks to the Internet and social media today, it’s easy to find a contractor you can trust. Start your research with the […]
Grateful to be a Five Star Mortgage Professional! Five Star Mortgage Professional has recognized our team for a fourth consecutive year. Thank you to my clients and realtor, escrow and title partners! This is validation of my mission to provide quality mortgage service to clients. Teamwork makes the dream work! Additionally, I am thankful for […]
Top 1% Mortgage Originator Recognition I have very exciting news to share: Mortgage Executive Magazine recently announced their 2018 list of The Nations Top 1% Mortgage Originators and I made the list for the 3rd consecutive year! I feel honored to be a 2018 Top Mortgage Originator. Analysts compose a list and evaluates thousands of […]
HomeStyle® Renovation Loan can help you realize your ideal home whether you are remodeling in Texas or nationwide. This product rolls two loans into one – so you can repair, improve or create the house you desire. What are the advantages of a HomeStyle? During a home purchase or refinance, you might face the need for […]
I am honored to be voted “Top Mortgage Professional” in Austin Monthly’s Peer-to-Peer Survey this month! I appreciate the nomination and the votes of confidence. In a very demanding profession, it’s a pleasure to be able to do what I love to do every day: help make it easy for clients find the best home […]
HUD just announced FHA loan limit increases in our area of Texas. FHA home loan programs typically help first-time homebuyers, seniors or others with limits on what they can afford. FHA home loans offer: A low 3.5% down payment Flexible income and credit requirements Low closing costs So what is an FHA loan limit? Some […]
What’s In Store for Mortgages with a Trump Win?
/0 Comments/in interest rates, Mortgages, Stock Market, Trump /by Joel RichardsonPresidential elections and mortgages. Market investors, before a Presidential election, hedge which candidate they think will win. This year, the market investors hedged a Clinton win with the Republicans to maintain the House of Representatives. What is the reaction with a Trump win? Investors react in a way that is typically not favorable for mortgage […]
New Job? You May Qualify for a Home Loan
/0 Comments/in first time home buyer, home financing, mortgage, mortgage application checklist, mortgage lender /by Joel RichardsonIf you are new to Austin with a new job, congratulations! Austin is a booming town if you haven’t heard. Many potential homebuyers think the with a new placement, they can’t buy a home right away. Despite the assumption that when one moves to a new town to start a new job that she will […]
Brexit: A Boost to US Commercial Real Estate?
/0 Comments/in brexit, investment property, loan officer, mortgage lender, Uncategorized, vacation home /by Joel RichardsonBrexit may boost commercial real estate sales in a positive manner? Everyone is focused on how the UK’s exit from the European Union. In particular, how will affect the stock market or interest rates or the economy? But how will Brexit affect you as an agent and real estate? According to Suzanne Mulvee, director of […]
Property Taxes
/0 Comments/in appraisal, austin, financial planning, first time home buyer, hayes county, property taxes, tax assessment, tax savings, travis county, williamson county /by Joel RichardsonAustin homeowners typically dread property taxes. For owners here in Texas, the counties just mailed the tax assessments. Most of our hearts skipped a beat as we reviewed the valuation. Face it: our property values are going up in Austin and most of the state and with that, so is your tax value and thus […]
Contractor Tips
/1 Comment/in Contractor, home improvement, home renovation, Refinance, Remodeling /by Joel RichardsonFinding a good contractor is possible with these tips. Checking out a contractor is simple to do and the best first move homeowners can make before starting a home construction or repair project. Thanks to the Internet and social media today, it’s easy to find a contractor you can trust. Start your research with the […]
Five Star Mortgage Professional
/0 Comments/in austin monthly, custom construction, customer reviews, Five Star Mortgage Professional, home remodel, home renovation, investment property, jumbo loans, mortgage professional, Refinance, texas jumbo mortgages, top mortgage broker, top mortgage loan officer, Top Mortgage Originator, VA Loans /by Joel RichardsonGrateful to be a Five Star Mortgage Professional! Five Star Mortgage Professional has recognized our team for a fourth consecutive year. Thank you to my clients and realtor, escrow and title partners! This is validation of my mission to provide quality mortgage service to clients. Teamwork makes the dream work! Additionally, I am thankful for […]
Top 1% Mortgage Originator
/0 Comments/in austin monthly, top mortgage broker, top mortgage loan officer, Top Mortgage Originator /by Joel RichardsonTop 1% Mortgage Originator Recognition I have very exciting news to share: Mortgage Executive Magazine recently announced their 2018 list of The Nations Top 1% Mortgage Originators and I made the list for the 3rd consecutive year! I feel honored to be a 2018 Top Mortgage Originator. Analysts compose a list and evaluates thousands of […]
HomeStyle® Renovation Loan
/0 Comments/in home improvement, home remodel, home renovation, HomeStyle Renovation Loan, Refinance, Uncategorized /by Joel RichardsonHomeStyle® Renovation Loan can help you realize your ideal home whether you are remodeling in Texas or nationwide. This product rolls two loans into one – so you can repair, improve or create the house you desire. What are the advantages of a HomeStyle? During a home purchase or refinance, you might face the need for […]
“Top Mortgage Professional” in Austin Monthly
/0 Comments/in austin monthly, mortgage professional, Uncategorized /by Joel RichardsonI am honored to be voted “Top Mortgage Professional” in Austin Monthly’s Peer-to-Peer Survey this month! I appreciate the nomination and the votes of confidence. In a very demanding profession, it’s a pleasure to be able to do what I love to do every day: help make it easy for clients find the best home […]
FHA Loan Limit Increases Some Texas Areas
/0 Comments/in FHA, homebuying tips, interest rates, loan limit, Refinance, texas /by Joel RichardsonHUD just announced FHA loan limit increases in our area of Texas. FHA home loan programs typically help first-time homebuyers, seniors or others with limits on what they can afford. FHA home loans offer: A low 3.5% down payment Flexible income and credit requirements Low closing costs So what is an FHA loan limit? Some […]